[My]Cylution Personal Cyber

Guard your online identity, finances, and well-being.

Personal cyber cover for individuals and families facing identity theft, online banking fraud, cyberbullying, ransomware, and digital privacy threats.

Why choose [My]Cylution?

  • Protects against online banking fraud, identity theft, phishing scams, ransomware, and privacy exposure.
  • Includes access to expert incident-response support to guide the financial, legal, and emotional fallout of an attack.
  • Lets buyers choose from five packages matched to lifestyle, exposure level, and family needs.
Overview

One policy for everyday digital threats.

From online banking fraud and identity theft to cyberbullying and ransomware, [My]Cylution combines practical financial protection with specialist support so customers can recover with confidence when a cyber event hits.

Five packages

From Mega to Exa, matched to different levels of personal and family exposure.

24/7 response

Expert support when an incident becomes financial, legal, or deeply personal.

South African focus

Positioned around the threats individuals are facing locally.

Family-ready

Higher tiers extend into broader household and dependent-related events.

Packages

Choose your level of protection

From as little as R25/month, compare all five package levels side by side.

Choose Your CoverMegaGigaTeraPetaExa
From as little as R25/MonthFrom R25/month or R300/yearFrom R85/month or R1020/yearFrom R140/month or R1680/yearFrom R195/month or R2340/yearFrom R325/month or R3900/year
Theft of funds iR25 000R50 000R100 000R150 000R250 000
Identity theft i-R20 000R50 000R50 000R50 000
Data restoration & malware decontamination i-R20 000R25 000R25 000R25 000
Cyberbullying & cyberstalking i-R20 000R25 000R25 000R50 000
Cyber extortion i-R5 000R5 000R10 000R25 000
Online sales & shopping i--R1 000R2 500R5 000
Express Kidnapping i---R50 000R100 000
Network Security, Privacy & Data Breach Liability i----R100 000
Privacy & data breach by third party i----R10 000
Protection

What the policy is built to respond to

Personal cyber losses are rarely limited to a single transaction. The product is structured around money loss, identity compromise, emotional harm, and digital recovery.

Theft of funds after cyber-enabled compromise of a bank account, payment card, or mobile wallet.

Identity theft response costs, including reporting, monitoring, rejected applications, affidavits, and document reissue costs.

Data restoration and malware decontamination following a cyber incident.

Cyberbullying and cyberstalking support, including counselling, content removal, and practical recovery costs.

Cyber extortion reimbursement where a ransom demand is made.

Online shopping losses where goods or services are not delivered for personal use.

Express kidnapping protection on higher-tier packages.

Personal network security and privacy liability on the highest package.

Ready to choose your package?

Start with the package that matches your current risk level, or move across to commercial cover if you are protecting a business operation rather than a personal digital life.